On April 14th, UnionPay announced that as of the end of the first quarter of 2014, nearly 3 million “flash payment†terminals nationwide could support financial IC cards and NFC mobile payment acceptance. UnionPay “flash payment†has become an important choice for consumers to make small daily payments and fast payment.
UnionPay explained that the country is currently promoting the construction of “flash payment†non-contact payment business district. The total number of application projects in various industries has exceeded 100, covering public transportation, subway, rental, parking, high-speed rail and other public transportation areas, supermarkets, department stores. Life services such as fast food and food courts are also rapidly spreading.
Take Shanghai as an example, the “flash payment†terminal reached 177,000 units, from Kerry City, a large shopping mall that brings together various businesses, to well-known supermarkets such as Carrefour, CP Lotus, Watsons, and the whole family, from McDonald’s, Burger King, Starbucks and other chains. Food and beverage outlets can use “flash payment†for dozens of food courses, parking lots and more than 1,800 self-service vending machines.
UnionPay is working with relevant parties to expand small-scale fast-moving merchants suitable for “flash payment†applications, such as McDonald's and Burger King in the international fast food chain industry. After the consumer orders, they only need to take out the financial IC card in front of the self-service POS terminal at the counter. Bill, please.
The construction of the UnionPay mobile payment platform is based on the “air card issuanceâ€, “air recharge†and “remote application management†systems established by the “one card multi-application†technology, which expands the application field of mobile payment, and the cooperation of all parties accelerates the popularization. process.
At present, the platform has access to nearly 20 banks including China Mobile and major commercial banks nationwide, and nearly 30 banks have completed signing or are about to go online. UnionPay said that Shanghai, as one of the first cities to land mobile payment platforms, is accelerating the construction of mobile payment business circles, and “brushing mobile phones†has become a reality.
According to sources from UnionPay, UnionPay also cooperated with third-party payment agencies to carry out offline POS machine transformation and subsidies to pave the way for NFC mobile payment. At present, the cost of renovating a POS machine is 300-500 yuan, and UnionPay will subsidize.
Jiang Haijun, deputy general manager of UnionPay Mobile Payments Department, told reporters that the current transformation of UnionPay is aimed at traditional POS machines. At present, manufacturers have been required to produce non-touch POS machines with integrated swipe cards and “flash payment†functions. The newly produced POS machines and traditions The cost gap of POS machines is not big.
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